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What a home really costs a month

Pick a town and a budget or price. You'll see the full bill, not just principal and interest: local property tax, insurance, flood where it applies, and CDD or city fees.

Start from

Worth knowing in Venice

  • Low coastal streets flooded in Hurricane Milton. Get the seller's flood disclosure and a flood insurance quote before you make an offer. Fla. Stat. 689.302
  • Many Venice homes are older. Ask the roof's age early: insurers can require an inspection on roofs 15 years or older. Fla. Stat. 627.7011

That budget covers a home around

$340,000

True monthly cost

$3,008/mo

  • Mortgage$2,236
  • Mortgage insurance$150
  • Property tax$372
  • Home insurance$250
Cash to close (about)
$22,100
Property tax a year
$4,470 with homestead ($5,076 without)

3.5% down, 30-year fixed at this week's Freddie Mac average, mortgage insurance about 0.55% a year: 7.24%, week of Oct 29, 2026 (Freddie Mac). Tax at 14.93 mills after Florida homestead. Cash to close = 3.5% down plus about 3% in closing costs. An estimate, not a loan quote.

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