Manatee County
Buying a home in Bradenton
Living inside city limits costs about $100 more a month in property tax than just outside, and Manatee County's down payment loan doesn't apply.
Median sale, all homes
$300,000
Median house
$335,000
House $/sq ft
$242
That house, a month
$3,049
516 sales, Apr 2026 to Sep 2026, county property appraiser records. Monthly cost: 3.5% down at 7.24%, with Bradenton taxes and insurance.
Buying a first home in Bradenton, FL: city versus county tax rates, down payment help, title costs and recent prices, each checked against official sources.
Prices by home type
- Houses$335,000 · 290 sold
- Condos$232,400 · 192 sold
- Townhomes$339,000 · 16 sold
- Villas$433,500 · 10 sold
- Manufactured$81,750 · 8 sold
What buyers should know
Property tax rate
18.41 mills
Unincorporated Manatee is 13.31. On a $400,000 homesteaded home that's about $6,600 a year inside the city versus $4,800 just outside.
2025 tax year · Manatee Property Appraiser, Fla. Dept. of Revenue, Homestead amount (Fla. DOR)
Down payment help
Ask the city
Manatee County's SHIP loan covers only unincorporated Manatee and Palmetto, and it's closed for now. Inside Bradenton city limits, ask the city's housing office; we couldn't confirm a city program.
2025-26 program year · Manatee County funding notice, Manatee County SHIP guidelines
Recent median sale
$300,000
City of Bradenton, 516 recorded sales, all home types: houses $335,000, condos $232,400. The Census puts the typical owner's home value at $309,400 (2020-24). Manatee's records don't mark non-market sales, so sales under $50,000 are left out.
Apr-Sep 2026 · Manatee County parcel records, U.S. Census
Title insurance
Seller usually pays
In Manatee County the seller customarily pays for the owner's title policy and usually picks the title company. It's custom, not law: Florida gives you the right to choose your own title agent, and who pays can be negotiated.
Local custom · Fla. Dept. of Financial Services, Barnes Walker
Public schools
Manatee County: B
The School District of Manatee kept its B grade; check the zoned schools for a specific address.
2025-26 school year · Fla. Dept. of Education, Tampa Bay Beacons
Worth knowing before you offer
- Inside Bradenton city limits, property tax on a typical $300K home runs about $100 a month more than just outside the city (18.4 mills versus about 13.3 in unincorporated Manatee). Manatee County Property Appraiser
- Inside city limits, Manatee County's down payment loan doesn't apply. Just outside it covers homes up to $400,000, but it's closed for now with no money left this year. Manatee County
Down payment help that can apply in Bradenton
- Florida Hometown Heroes: 5% of your loan, $10,000 to $35,000
- FL Assist: Up to $10,000
- FL HLP second mortgage: $12,500
- HFA Preferred PLUS: 3%, 4% or 5% of your loan
- Manatee County HFA Home Ownership Program: Up to $15,000, plus a yearly tax credit
Facts last checked Oct 23, 2026.