Sarasota County · also Charlotte
Buying a home in Englewood
A low county tax rate plus a flat fire fee, in a town that straddles two counties with different rules.
Median sale, all homes
$454,200
Median house
$525,000
House $/sq ft
$288
That house, a month
$4,422
373 sales, Apr 2026 to Sep 2026, county property appraiser records. Monthly cost: 3.5% down at 7.24%, with Englewood taxes and insurance.
Buying a first home in Englewood, FL: the Sarasota and Charlotte County split, fire district fee, tax rate, down payment help and recent prices, checked against official sources.
Prices by home type
- Houses$525,000 · 309 sold
- Condos$180,000 · 25 sold
- Manufactured$150,000 · 39 sold
What buyers should know
Which county
Sarasota or Charlotte
Englewood sits in both counties. Taxes, down payment programs and title customs follow the parcel's county, so check it on the property appraiser's site first. The facts below are for the Sarasota side.
Property tax rate
11.47 mills
Unincorporated Sarasota County, among the lowest rates we track. On a $400,000 home with homestead, about $4,150 a year.
2025 tax year · Sarasota Tax Collector, Fla. Dept. of Revenue, Homestead amount (Fla. DOR)
Recent median sale
$454,200
The Sarasota County side of Englewood, 373 recorded sales, all home types: houses $525,000, manufactured homes $150,000. The Census puts the typical owner's home value much lower, at $339,900 (2020-24).
Apr-Sep 2026 · Sarasota County Property Appraiser, U.S. Census
Fire district fee
$247.68 a year
Every home pays this flat Englewood Area Fire Control District fee on the tax bill. Homestead doesn't reduce it.
FY2024-25 rate · Englewood Fire District, Sarasota Tax Collector
Down payment help
Up to $75,000
Englewood's Sarasota side qualifies for Sarasota County's SHIP loan for low-income first-time buyers: 0% interest, forgiven over 20 years if you live there. Your lender applies for you.
Open Oct 2026 · Sarasota County SHIP, WWSB
Worth knowing before you offer
- The tax rate is low, but every home also pays a fire district fee, $247.68 in 2025. Part of Englewood (mostly 34224) is in Charlotte County, with different taxes. Englewood Area Fire Control District
- Ask to take over the seller's flood insurance policy. FEMA lets sellers transfer it with its discount, and a brand-new policy can cost more. FEMA flood insurance guide
Down payment help that can apply in Englewood
- Florida Hometown Heroes: 5% of your loan, $10,000 to $35,000
- FL Assist: Up to $10,000
- FL HLP second mortgage: $12,500
- HFA Preferred PLUS: 3%, 4% or 5% of your loan
- Sarasota County SHIP: Up to $75,000
Facts last checked Oct 23, 2026.